virtual tour

 

ABOUT MORTGAGES

Our agents can help you prepare for the loan process and help you choose a loan institution that best suits your needs. Here’s some helpful tips on what you should bring to a loan application:

  • Legal Description of Property
  • Copy of Agreement to Purchase and Sell Property
  • Address of Employers
  • Previous Landlord’s Name and Address (if you lived in the last residence less than 24 mo)
  • All Checking and Savings Account Numbers
  • All Money Market Account Numbers
  • Most Recent Brokerage House Statement of Investments
  • Loan Numbers for All Loans and Lender Names and Addresses
  • Monthly Payments on Real Estate Debt
  • Credit Card Account Numbers, Amounts, and Monthly Payments
  • Monthly Income on any Investment Properties
  • Two Years P&L Statements if Self-Employed
  • Year-to-date P&L if Self-Employed
  • W-2 Forms and Current Pay Stubs
  • Driver’s License
  • Green Card or Other Identification if not US Citizen

You can try out our online mortgage calculator to get an idea of how much your mortgage payments will be: Mortgage Calculator

Our agents can help you work through a loan application and can answer any questions you have about the process. Just call our office at 1-800-354-5643 or 1-208-882-9500.
 
 
 
 

The Teamwork Approach To Better Service!
(800) 354-5643 (toll) ~ (208) 882-9500 ~ (208) 883-3812 (fax)
204 S. Main, Moscow, Idaho 83843
Email: Team Idaho Real Estate
Hours of Operation: M-F 8 a.m. – 5 p.m., Saturdays By Appointment